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Valuation and Gem Identification

We appraise jewellery, diamonds and coloured gemstones & watches plus provide you with a written valuation certificate. Your jewellery will be cleaned and professionally photographed before the appraisal begins and will be fully insured while in our care.


Are You Insured?

If you own items of jewellery that are expensive or hold sentimental value, you'll 
probably want to make sure they're fully insured for your own peace of mind. 

Get Valued

Making a claim for loss, theft or damage you’ll have to provide a valuation or receipt. For high value or antique jewellery, it's best to get a valuation certificate

The Gold Standard

All of our Insurance Certificates are carried out by our Independent Valuer who is a member of the National Association of Valuers.  


We use one of the leading insurance company's for your precious belongings specializing in High Priced Luxury items.

Valuation & appraisal

Most of our jewellery and watch valuations are completed within a week unless otherwise specified. This type of appraisal is for the new replacement value for your insurance purposes. We can also appraise items for Probate, Division of Assets (for divorce), Open Market and most frequently they are requested for the purpose of Insurance.
We recommend that you itemize or catalogue your jewellery items with a value of or under two to three hundred pounds. We advise taking a photograph of them individually, alongside the receipt, if you have one. For items that require a written valuation, most insurance companies will need an up to date valuation certificate, supplied by a reputable and qualified jeweller, once every three years. 

Jewellery Valuation
Precious metals, diamonds and coloured gem prices have increased significantly over the past few years. If your insurance is based on a jewellery valuation certificate, which is over three years old, then you are probably not adequately insured.

A jewellery valuation certificate is a written document, which is prepared by an independent appraiser, describing your jewellery and giving a value as of a specific date. A jewellery valuation should include a high-quality photo, a detailed description of the item and an estimated current like-for-like replacement value, including the stone type, size, quality, colour and cut. 

Gemstone identification

Every gemstone in the world holds its own unique beauty, rarity and identity. Gem identification is a process of observing and testing a gemstones physical and chemical properties. This process requires gemmological procedures and a well-trained eye.

Synthetic gemstones have been manufactured since the late 1800’s. A synthetic gemstone is one that is made in a laboratory, but which shares all chemical, optical and physical characteristics of its natural mineral counterpart.

Synthetic gems are much less rare than natural gems of equal size, clarity & saturation of colour, which reflect on the price dramatically. Because of this and because it is possible to confuse them with gems that are naturally occurring, it is always best to have your gemstones tested. The most common synthesized gemstones are ruby, sapphire, emerald & alexandrite. You may be curious to know what the gemstone is in your antique jewellery, bring your pieces down to HC Jewellers for an evaluation and identification of you gems.

HC Jewellers offer a gem identification and valuation service. Our in-house gemmologist can carry out various tests onsite; to determine what gemstones you have, in most cases on the spot. Further testing procedures will be required to gather more information about the stone, to record certain identifying characteristics or features that it may possess and to help determine it’s value. A detailed report will be complied along with a high quality photograph of your gemstone or jewellery.

Please contact us to make an appointment with our gemmologist, for diamond and gemstone evaluation and identification.

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